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Credit Reporting

Maintain a good credit rating by making your payments on time. 

We report all loans to national consumer reporting agencies.  Failure to repay your loan in a timely manner will result in adverse credit.  If you feel an error has been made in your credit reporting, we encourage you to file a credit dispute with the appropriate consumer reporting agency.

Addresses for disputes on credit reports:

Experian
NCAC
P.O. Box 9556
Allen, TX 75013

Equifax Information Services
P.O. Box 740256
Atlanta, GA 30374

TransUnion
Customer Disclosure Center
Trans Union Consumer Relations
P.O. Box 2000
Chester, PA 19022-2000

 

You may file a dispute directly with us by following the guidelines listed below.

Customers disputing information reported by SC Student Loan to a Consumer Reporting Agency (i.e. credit bureau) must:

  • Submit the dispute in writing;
  • Submit sufficient information to identify the account in dispute, such as borrower name and account number;
  • List specific information that the consumer is disputing and an explanation of the basis for the dispute; and
  • Provide all supporting documentation or other information to substantiate the basis of the dispute (i.e. copy of the relevant portion of the consumer report containing the inaccurate information, police report, fraud or identity theft affidavit, court order, account statements, etc.).

The dispute notice must be sent to:
      South Carolina Student Loan
      Attention: Credit Specialist
      P.O. Box 102423
      Columbia, SC  29224