South Carolina Student Loan

If you currently have a Palmetto Assistance Loan (PAL) and/or a federal loan with SC Student Loan, servicing for these loans has been transferred. Any SC Teachers Loans will remain with SC Student Loan.  More information>> 
Funding for the 2016-2017 SC PACE loan has been depleted. The 2017-2018 PACE application is now available.
New PAL and SC Teachers loan applications are still being accepted.
Independence Day Closing: Tuesday July 4, 2017

Apply for a Loan

Learn about our various loan programs and refinancing options. Apply online for the lending solution that best fits your needs.

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Need a PAL?

We've got a PAL for you! The Palmetto Assistance Loan® is our private loan for students and parents with a fixed interest rate as low as 4.99% and no origination fee.

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Sign a Promissory Note

After applying for a Palmetto Assistance Loan® (PAL), you and a cosigner (if applicable) need to sign a promissory note.

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