Download Forms and Brochures

Our most commonly used forms and brochures are available here for you to download and print.

Loan Applications and Promissory Notes:

• Palmetto Assistance Loan (PAL)
• SC Teachers Loan 
• SC Career Changers Loan
• Program of Alternative Certification for Educators (PACE)

Endorsers / Cosigners:

• Cosigner Addendum for PAL Loans 

School Certifications and Other School-Related Forms:

• PAL Loan School Certification
• SC Teachers/Career Changers Loan School Certification
• Check Return / Refund Form
• I-745 User Authorization Form (complete to gain access to I-745)

Automatic Bank Draft:

• Automatic Bank Draft form

Forbearance Forms:

• Forbearance Agreement
• Mandatory Forbearance - Debt Burden
• Mandatory Forbearance - Service

Deferment Requests:

• In-School Deferment (SCH)  
• Parent PLUS Borrower Deferment (PLUS)
• Economic Hardship Deferment (HRD)
• Unemployment Deferment (UNEM)
• Military Deferment (MIL)
• See additional deferments

Income-Based Repayment (IBR) Plan Application:

• IBR Plan Application - This plan is available July 1, 2009 for FFELP borrowers who are experiencing a “partial financial hardship.”
  - Parent PLUS Loans and Consolidation Loans that repaid Parent PLUS Loans are not eligible.
  - You may be eligible for forgiveness on your remaining balance after 25 years of eligible 
    payments.  However, at this time, any amount that is forgiven is considered taxable income. 
  - The 10-year Public Service Loan Forgiveness Program is only eligible for loans made under
    the Federal Direct Student Loan Program.
  - Estimate your monthly payment amount by using the IBR calculator. 
  - You are encouraged to contact a representative at our office to discuss all repayment options 
    prior to downloading and completing an IBR application.  Please note: The application must 
    be mailed to our office - faxed applications will not be accepted.  

Teacher Forgiveness Forms:

• SC Teachers Loan Forgiveness / Interest Rate Reduction Request form
• SC Teachers Loan and Governor's Teaching Scholarship Confirmation form
• Teacher Stafford Loan Forgiveness Application
• Teacher Stafford Loan Forgiveness Forbearance

Disability / Discharge Forms:

• Death - A student loan may be eligible for discharge (cancellation) due to death depending on the loan program type, guarantor, or the terms of the loan promissory note in the event of a borrower's death.  A copy of the death certiificate must be provided.  Please contact us with any questions.
• Federal Loan Total and Permanent Disability Application
• SC Teachers Loan Total and Permanent Disability Application 
• See additional discharge applications

Brochures:

• Palmetto Assistance Loan - Information on our low, fixed interest rate private loan
• Making Higher Education Possible - Information on college preparation as well as grants, scholarships, and loans
• College is Affordable - A brief overview of college financial aid programs. 
• SC Teachers Loan - Information on our forgiveable loan for teachers
• Making the Grade - Exit counseling / repayment information

Authorization to Release Information:

• Authorization to Release Information Form