South Carolina Student Loan

If you currently have a Palmetto Assistance Loan (PAL) and/or a federal loan with SC Student Loan, servicing for these loans has been transferred. Any SC Teachers Loans will remain with SC Student Loan.  More information>> 
New PAL and SC Teachers loan applications are still being accepted at SC Student Loan.
Interest paid on your student loan
may be deducted 
from your income tax return.
 More information>>

Apply for a Loan

Learn about our various loan programs and refinancing options. Apply online for the lending solution that best fits your needs.

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Need a PAL?

We've got a PAL for you! The Palmetto Assistance Loan® is our private loan for students and parents with a fixed interest rate as low as 4.99% and no origination fee.

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Sign a Promissory Note

After applying for a Palmetto Assistance Loan® (PAL), you and a cosigner (if applicable) need to sign a promissory note.

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