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About Us

About Us

Designated by the State of South Carolina, South Carolina Student Loan (SCSL) is the only statewide non-profit education lender.  We are dedicated to making higher education possible. Every loan we have made since our inception in 1973 has been made for one purpose -- to assist people like you in achieving the dream of a college education.

SCSL is located at 8906 Two Notch Road in the Northeast area of Columbia, South Carolina.  Get Map

We offer our private student loan, the Palmetto Assistance Loan (PAL), and we are the only source in the state for loans under the SC Teachers Loan Programs.

Examples of our Service Commitment:

  • Since 1973, SCSL has been a trusted education lender for generations of South Carolinians; and 
  • We have one of the lowest default rates in the country.

Our non-profit status allows us to offer:

  • Flexible repayment options; and
  • Time and money-saving benefits.

Our Mission Statement:

South Carolina Student Loan shall provide programs of financial assistance to enable eligible students and parents to pursue and obtain their educational goals. We will administer these programs with a high degree of professionalism, fiscal integrity, administrative accountability and excellent service. We will also provide professional assistance to financial aid administrators, guidance counselors and others in the administration of these programs.

Our Core Values:

Great Service
High Value for Employees and Customers