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Current Borrowers

Borrower Benefits

In today’s confusing headlines of rising costs and changing financial aid regulations, it’s good to know we are here to serve your best interest!  We are a trusted, state-based source for your college funds – and we make the process easy!  Because we are not-for-profit, we can provide our borrowers with uncompromised service and competitive benefits.

A Private Loan with Low, Fixed Interest Rates
Our Palmetto Assistance Loan (PAL) has many benefits, including zero origination fees and fixed interest rates as low as 3.99%.

We’re Here for You
Located in Columbia, South Carolina, you can always reach us to ask questions, make changes or get any other assistance you might need.  In addition, you will have access to 24/7 online account management with your loan servicer.

Sign up to have your monthly payments automatically drafted from your bank account, and receive a .25% interest rate reduction. Sign up for Automatic Bank Draft.

Online Applications
Convenient and quick online loan applications.

South Carolina Student Loan reserves the right to alter, suspend or terminate benefits at any time.  Some restrictions and/or conditions may apply to benefit programs.