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Credit Reporting

Maintain a good credit rating by making your payments on time. 

We report all loans to national consumer reporting agencies.  Failure to repay your loan in a timely manner will result in adverse credit.  If you feel an error has been made in your credit reporting, we encourage you to file a credit dispute with the appropriate consumer reporting agency.

Addresses for disputes on credit reports:

Experian                                                    Online:  www.experian.com/acrdispute
P.O. Box 9701
Allen, TX 75013

Equifax                                                      Online:  http://www.equifax.com/personal/disputes
P.O. Box 740256
Atlanta, GA 30374-0256

TransUnion LLC                                        Online:  https://dispute.transunion.com
Customer Dispute Center
P.O. Box 2000
Chester, PA 19016

You may file a dispute directly with us by following the guidelines listed below.

Customers disputing information reported by SC Student Loan to a Consumer Reporting Agency (i.e. credit bureau) must:

  • Submit the dispute in writing;
  • Submit sufficient information to identify the account in dispute, such as borrower name, account number, date of birth, and consumer account number in question;
  • List specific information that the consumer is disputing and an explanation of the basis for the dispute; and
  • Provide all supporting documentation or other information to substantiate the basis of the dispute (i.e. copy of the relevant portion of the consumer report containing the inaccurate information, police report, fraud or identity theft affidavit, court order, account statements, etc.).

The dispute notice must be sent to:
      South Carolina Student Loan
      P.O. Box 102423
      Columbia, SC  29224