South Carolina Student Loan

No Origination Fees and Lower Interest Rates!  

If you need extra money for college, our Palmetto Assistance Loan®  (PAL) has no origination fees and fixed interest rates as low as 6.00%.  We are your local, non-profit lender, so our sole purpose is to help you achieve your dreamsSee PAL>>   
Notice of Variable Interest Rate Changes - FFEL 
variable interest rates effective 07/01/15 - 06/30/16
Maintenance outage: 10/3/15; 4:00 am to 7:00 am ET


Apply for a Loan

Learn about our various loan programs and apply online for the lending solution that best fits your needs.

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Need a PAL?

We've got a PAL for you! The Palmetto Assistance Loan® is our private loan for students with a fixed interest rate as low as 6.00% and no origination fee.

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Sign a Promissory Note

After applying for a Palmetto Assistance Loan® (PAL), you and a cosigner (if applicable) need to sign a promissory note.

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