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South Carolina Student Loan Has Moved! - Our new offices are now located at 1901 Main Street, Suite 400, Columbia, SC 29201

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Get Approved in Minutes

If you’ve received a confirmation code in the mail, you’ve been pre-qualified for an in-school loan with us. Let’s get started.

Start Your Application
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Why Choose South Carolina Student Loan? We're Different.

Work with South Carolina's local, non-profit lender and get pre-approved in minutes. We can notify your school about your loan status the same day.

You can borrow in the student's or parent's name, with interest rates starting as low as 4.63%*.

If you have any questions about your loan application, our local advisors offer personalized guidance.

*APR rates range from *APR rates range from 4.63% - 12.00%. Low rate shown includes a .25% reduction for bank draft. Rates based on credit and terms.. Low rate shown includes a .25% reduction for automatic bank draft.

Loan Term Calculator

Enter your desired loan amount and your estimated interest rate to learn more about the difference between taking out a 10 year loan and a 15 year loan.

*Calculations for the current debt are based on the interest rate and loan amount you entered above and assume the annual percentage rate is fixed over the life of the loan.

10 Year Term:

15 Year Term:

Private loans for college


With rates as low as 4.63%*, our Palmetto Assistance Loan is one of the best student loan options for South Carolina students and students attending local schools. 
 
Our low rates and flexible repayment plans are designed to fit your monthly budget. Cover your tuition and other education costs in undergraduate or graduate school. Applying for our student loans online is easy. 
 
Need tips to help you plan for college? Check out our online tools and resources to explore ways to save money, compare your college options, or prepare for your dream job. 

*APR rates range from 4.63% - 12.00%. Low rate shown includes a .25% reduction for bank draft. Rates based on credit and terms.

Pay Less. Simplify Life.

Any Questions?

Talk to an advisor about your in-school loan.

Our trusted advisors are here to walk you through the financial aid process.

Contact Us
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South Carolina Student Loan
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  • 1901 Main Street, Suite 400
  • Columbia, SC 29201
  • (800) 347-2752
Let's Connect
  • About
    • Leadership
    • Board of Directors
    • Smart Borrowing Initiatives
    • Mission, Vision, Purpose
  • Meet Our Advisers
  • Calendar
  • Contact Us
    • Addresses
  • Schedule an Event
Quick Info
  • Download Forms
  • Military Servicemembers
  • Credit Reporting
  • Investors
  • Careers
Legal
  • Online Accessibility
  • Website Privacy Notice
  • Site Information
  • Customer Privacy Notice
  • Terms of Use
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