Important Notice:  Federal Updates to PSLF

On October 6, 2021, the U.S. Department of Education (ED) announced a change to PSLF program rules for a limited time.  Borrowers may receive credit for past payments made on loans that would otherwise not qualify for PSLF.
Under the new rules, any prior payment made will count as a qualifying payment, regardless of loan type, repayment plan, or whether the payment was made in full or on time. All you need is qualifying employment. This change will apply to student loan borrowers with Direct Loans, those who have already consolidated into the Direct Loan Program, and those who consolidate into the Direct Loan Program by Oct. 31, 2022.
Parent PLUS loans are not eligible under the limited PSLF waiver.
The Public Service Loan Forgiveness (PSLF) program forgives the remaining portion of your qualifying federal direct student loans after 120 qualifying payments under a qualifying repayment plan while working for a qualifying employer.
For full details and updates, visit:

Helpful resources:


  • Public Service Loan Forgiveness Limited Waiver Opportunity

               Federal Student Aid PSLF Limited Waiver

  • Learn about PSLF program details

               Federal Student Aid 

  • Log into the federal dashboard to find details of your federal student loans


  • Information on all federal student loans, and access to the federal consolidation loan application


  • PSLF Help Tool (qualifying employment)

              Help Tool

  • Federal Student Aid - Create an Account

              Create Account

  • Department of Education - Press Release

              Press release