** Recently, the U.S. Department of Education (“DOE”) announced an extension of the federal student loan payment pause through December 31, 2022, along with additional information on debt cancellation for certain categories of borrowers.  We encourage students to explore all the options before applying to refinance their federal student loans. Refinancing a federal student loan with a private lender means you will no longer have access to any benefits of your federal loans, including the temporary 0% interest rate, the suspension of payments effective through December 31, 2022, potential debt cancellation, or any other relief measures implemented for federal loans to address the COVID-19 crisis.

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