We want to help you stay in school—and ensure your degree remains affordable—no matter what life throws at you.

What's your student aid index?

Starting in 2024-25, the Student Aid Index will replace the EFC (Expected Family Contribution) on the FAFSA. Use our calculator to determine how much need-based federal student aid you'll be eligible for!


Planning for College

College Planning Center

Plan, save, and succeed with the South Carolina Student Loan College Planning Center.

Scholarships & Grants

Search for scholarships and grant opportunities that can reduce the overall amount you borrow.



Grants & Fellowships

The Teacher Education Assistance for College and Higher Education Grant (TEACH Grant) provides grants of up to $4,000 a year to students who are completing or plan to complete coursework needed to begin a career in teaching.

CERRA Teaching Fellows participate in advanced enrichment programs at Teaching Fellows Institutions, have additional professional development opportunities, and are involved with communities and businesses throughout the state. 

They receive up to $24,000 in fellowship funds (up to $6,000 a year for four years) while they complete a degree leading to initial teacher certification.

Loan Forgiveness

Borrowers who received a Teachers Loan, Career Changer Loan, or a PACE Loan may be eligible to have portions of their loan indebtedness forgiven by teaching in certain critical geographic and/or subject areas in the SC public school system. 

Other Resources

TeachSC has free tools and resources to make becoming a classroom teacher easier! Create an account to access:

  • An interactive application checklist to keep you on track.
  • $100 fee reimbursement towards your educator program application and testing expenses.
  • 1-on-1 expert advice for any question along the way.
  • How-to guides for eligibility, applications, testing, and finances.
  • A chance to win a $1,000 scholarship toward tuition.

Call Me MISTER is an innovative program that originated at Clemson University and now includes offerings at many two- and four-year colleges throughout South Carolina. The program is an acronym of Mentors Instructing Students Toward Effective Role Models, and its goal is to increase the pool of available teachers in our state—particularly at low-performing elementary schools

Call Me MISTER is an enriching program that offers countless perks, including:

  • Tuition assistance through Loan Forgiveness programs at participating colleges
  • An academic support system to help ensure your success
  • A cohort system for social and cultural support
  • Assistance with job placement




Loan Forgiveness

Public Service Loan Forgiveness—If you are employed by a U.S. federal, state, local, or tribal government or not-for-profit organization, you might be eligible for the Public Service Loan Forgiveness Program. 

Educational Loan Repayment Program for Health Professionals—The CDC may provide up to $50,000 per year in student loan repayment, based on the availability of funds, to those accepted into certain fellowship programs with two-year or three-year service agreements.

VA Loan Repayment Resources—Educational incentives, scholarships, and loan repayment from the U.S. Department of Veterans Affairs. 

HRSA Faculty Loan Repayment Plan—Faculty members at an approved health professions school with a contract for two years or more may be eligible if they come from a disadvantaged background and have an eligible health professions degree or certificate.

HRSA Loan Repayment Programs—Loan repayment plans for specific professions like dental professionals, substance abuse disorder counselors, pharmacists, nurses, and nurse anesthetists.

HRSA Nurse Corp Loan Repayment—Nurses who work full time in an eligible CSF in a high need area or an accredited school of nursing may be eligible for loan repayment.

Rural Incentive Program

MDs, APRNs, and PAs may be eligible for South Carolina's Rural Physician Incentive Grant Program.

MDs, NPs, and PAs may be eligible for Resident Enhanced Rural Incentive Grants.

Dentists may be eligible for the Rural Dentist Program



Federal Student Loan Forgiveness

Public Service Loan Forgiveness

If you are employed by a U.S. federal, state, local, or tribal government or not-for-profit organization, you might be eligible for the Public Service Loan Forgiveness Program.

In addition to the Public Service Loan Forgiveness program, the Department of Veterans Affairs offers additional options for loan forgiveness for certain employees working in a VA facility.