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Scholarships and Loans


All grants and scholarships fall into four main categories

State Sponsored Merit Scholarships

These scholarships are designed to recognize South Carolina students’ academic merits. Eligibility criteria vary, but each scholarship requires at least a 3.0 high school GPA.

  • This category includes the Palmetto Fellows, LIFE and SC Hope scholarships
  • Must be a South Carolina resident attending an in-state college or university
  • All three scholarships are automatically applied if you meet the criteria, there is no separate application form. 

SC Merit Scholarships

Federal and State-Sponsored Grants

Grants are designed to assist students with the greatest financial needs and do not require repayment. Each grant requires annual completion of the FAFSA Form and will automatically apply if you are eligible.

School Scholarships

Each school offers its own sets of scholarships based on merit, field of study, athletic ability, and more, plus grants based on need. 

  • Many school scholarship applications are built into their application process, but some may require additional items, such as an essay, so check your school’s list.
  • We’ve aggregated the scholarship links for South Carolina’s major colleges and universities to make it easier to find your school. 

Explore School Scholarships

Private Scholarships

Many private organizations offer scholarships based on a varied field of eligibility requirements, including field of study, location, leadership skills, personal characteristics, work history, community outreach, and more. 

  • South Carolina Student Loan offers our own college giveaway, no strings attached.
  • You can use our scholarship database to search for other private scholarships based on your unique information.

Scholarship Search Database

Loan Term Calculator

Enter your desired loan amount and your estimated interest rate to learn more about the difference between taking out a 10 year loan and a 15 year loan.

*Calculations for the current debt are based on the interest rate and loan amount you entered above and assume the annual percentage rate is fixed over the life of the loan.

10 Year Term:

15 Year Term:

Talk to a Trusted Adviser

Email, call, or chat with our advisers today to get personalized information about your financial aid situation.