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Based in South Carolina

We've been helping South Carolina students pay for college for over 40 years. Our local advisers are centrally located in the state and eager to give you resources, answer your questions, and help you make great decisions for your financial future.

Meet Our Advisers

Our Values

It's no secret that planning for college can be daunting and confusing. We get that, and we’re here to support you along the way. With your financial future on the line, working with a free loan adviser can be one of the best decisions you make as you prepare for college. These simple principles guide our work.

1

Borrow Less

We help you explore ways to save before you get a loan with step-by-step instructions about financial aid, scholarships, and planning for college.

2

Know Your Loan

We'll walk you through all the terms of your loan and we'll explain your options, every step of the way.

3

Your Success is Our End Goal

We want to hear about your goals and help you reach them. Your college experience will open doors and put you on an exciting path.

Meet Our Advisers

Tammy Lybrand

Learn About Tammy

Tammy Lybrand

19 years of experience

Tammy breaks down financial aid and takes the confusion out of the loan application process. She cherishes the relationships she’s formed with students throughout four years of college and families sending multiple kids to college. When she’s not pouring into her work, Tammy heads home to her rural escape in Gilbert, SC. And she can be found boating, water skiing, or paddle boarding on Lake Murray most weekends in the summer.

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Tammy Lybrand

Loan Adviser

Tom Geddens

Learn About Tom

Tom Geddens

27 years of experience

Wondering about different types of student loans or the fine print on repayment plans? No task is too trivial or detail too small for Tom. Not only does Tom work tirelessly to serve student and parent borrowers, he’s consistently helping out at his condo and church, and he volunteers with an SC ministry that provides outreach to incarcerated youth in the state.

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Tom Geddens

Loan Adviser

Christy Green

Learn About Christy

Christy Green

33 years of experience

Lost in the process? Christy loves helping students understand every step, and she’s a whiz at refinancing and calculating how much you can save. Christy promises to be an impartial, sound resource for students headed to any campus, but on Saturdays in the fall, she’s a diehard college football fan, and she makes a killer cheeseball for the tailgate.

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Christy Green

Loan Specialist

Linda Jones

Learn About Linda

Linda Jones

28 years of experience

With three decades of experience, Linda’s your resource if you have questions about repayment and deferment eligibility. She knows the value of a dollar and loves bargain shopping with her girlfriends. She’ll work with the same enthusiasm to save you money, too. Linda’s other pastime is encouraging her grandson to give the newfangled playground apparatus a try at local parks.

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Linda Jones

Loan Specialist

Ray Jones

Learn About Ray

Ray Jones

22 years of experience

Meeting and helping people at conferences, state departments, and financial aid offices is Ray’s favorite part of the job. Akin to John Travolta in Staying Alive, Ray can rock a suit and collared shirt with style. But he’s most in his element kicking back, watching sports, or hanging with his wife at Lake Murray. It’s been said he makes the best hot dogs and chili around, just ask his admiring patrons, Jake and Daisy—his dogs.

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Ray Jones

Vice President of Loan Programs

Connect With An Adviser

Have questions about financial aid, your college award letters, or how much to borrow for college? No question is too big or too small. We're here to help.

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Working with SC Student Loan has been one of the easiest processes. Everyone I've spoken to has been extremely knowledgeable and have been able to answer all of my questions. I even have a direct line if I need help in the future!

Megan M.

SCSL Borrower

South Carolina Student Loan
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  • 1901 Main Street, Suite 400
  • Columbia, SC 29201
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Let's Connect
  • About
    • Leadership
    • Board of Directors
    • Smart Borrowing Initiatives
    • Mission, Vision, Purpose
  • Meet Our Advisers
  • Calendar
  • Contact Us
    • Addresses
  • Schedule an Event
Quick Info
  • Download Forms
  • Military Servicemembers
  • Credit Reporting
  • Investors
  • Careers
Legal
  • Online Accessibility
  • Website Privacy Notice
  • Site Information
  • Customer Privacy Notice
  • Terms of Use
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